Casino games in Finland

Online Casinos and Casino games in Finland are available to the most of cities throughout that country. There are so many kinds of Casino game centers ( Online and non-online). There is a Casino game center in Finland which is one of the famous casino where anybody can participate to play the casino game with high security. It has peaceful environment and user friendly game level to make money by Online casino games. Its online casino game has easy to navigation. There are different kinds of offer to the new players and bonuses to the old players. That is why, it is customer friendly and many people say that Netticasino Suomi should go and play the casino games in both Online and offline. 

Translator - Google Play Application

Hello everyone, 

I would like to introduce about an application, Translator which can be found and downloaded from Google Play. This translator is very much useful If you don`t know other language. You can convert other language of contents into your own language. That is why, this application is famous in all over the world. It supports more than 40 languages. Nowadays, you can convert different languages into your own language in audio form. As I am a regular internet user, I really love this application. You can find other applications freely inside a single Google Play. I suggest others to use Translator in your internet browser to get the satisfaction on your work while working in the internet. 

Elance Tracker Download

Steps to install Elance Time Tracker on your Laptop or PC are as follow.

1. Go to Elance Tracker Download , the following dialbox will open. Click on "Save File"

    2.  After completing the downloading process of Elance Tracker, Open the Trackersetup.exe file         from the folder you saved, the following type of box will open. 

  3. Now, click on "Run" , the following box will open showing installing tracker on your computer.       Wait for few minutes to complete the installation process. 

  4.  After comleting the installation, the Application Install will show the box as given below.                 Click on Continue. 

   5. Accept the Tracker End-User License Agreement by clicking on "Accept" button with green            background.

 6. Now, you are almost ready to use your Elance Tracker on your Computer which looks like as        shown below. 

                                         

Entering the Username or Email and Password of Elance and after signing in, you can track time period of your hourly job. Before starting hourly job, don`t forget to turn on Elance Tracker. 

After login in into your Elance Tracker, It looks like as given below. 

              

I hope, this post will be useful for you all the Elancer. 

Freelancing Jobs at Elance

Elance is one of the most trusted and reliable job marketplace or freelancing website where most of the freelancer (Elancer) can earn decent amount of money and the clients hire Elancer to full-fill  their requirement on the basis of following two types of job:

• Hourly Job:  In hourly job, the freelancer will earn money of each hour that he or she works. To record the time period you (Freelancer = Elancer working on Elance) did on a particular job, Elance provides time tracking software which is known as Elacne Tracker can be found on the home page of Elance after you login in on your Elance account. Download Elance Tracker  and install it on your computer and login in with the same username and password of Elance account. Elance Tracker is seen as shown in the following image: 

Elancer who is awarded for a particular hourly job should "turn on" the above tracker when you start the job.   

• Fixed Price Job: In fixed price job, the total price to complete the whole job is already fixed. The time period to complete such fixed price job may be within 1 day or 3 days or 1 week or 2 weeks etc. But, mostly the client prefers to those freelancer who deliver the output ( Result of complete work)  within 1 day. The payment is secured by Elance Escrow account of freelancer on Elance. Freelancer ( = Elancer that is you ) should not start working until you see the fund on Elance Escrow account. If you don`t see the fund on Escrow after awarding fixed price job to you, then request the client of that job to release the fund on Escrow account and then start working after you see fund ( Dollar) on Elance Escrow account. After you deliver a complete outcome according to the requirements of the client, then your earned fund will transfer on your Elance account. 

                             Ways of Making Money Online from Elance has been described below: 

1. work as a freelancer:  If you want to earn money, work as a freelancer, you need to register on Elance company which is completely free to join. Follow the following few steps. 

•  Please take a look for the membership plan chart given below: 

If you are a beginner, Register or Join on the Basic Free plan. I am also doing freelancing job on the basis of Basic Free membership plan. On the basic membership plan, you will get the following services from Elance which can be understood graphically from the figure shown above. 

- Free members can show at least 10 skills on their public profile. 

- Portfolio samples you have already done somewhere can be seen as a showcase portfolio from which there will be more chances to hire your from potential client. 

- You will get 40 connects per month ( 40/mo) to bid ( Apply)  on jobs. Normally, you need 1 connect to bid on a normal job and need 5 connects to bid on  a Featured Job. Your connects will be fulfilled automatically in every month. 

- You will get the hourly job payment protection ( which is known as Work View TM protection) and Escrow Protection for Fixed price job. 

- You can transfer at least one time per month "Free Wire Transfer" freely on your local bank account to your own bank account. 

- Elance will deduct 8.75% of you earned in total for all types of Elance members and other remaining fund or dolllar will be available to transfer on your desired accounts. 

Other remaining membership plans are Individual, Small Company and Large Company. These membership plans are paid membership. However, Paid membership plans have more services per month, I would suggest you to join as a Basic Free membership Plan  If you are a beginner. 

Any type of members can earn money equally on Elance, but All depends on Good profile, Portfolio Samples and Skill Tests Passed. If paid members do not have these points, he or she can not make money at all. In the case of Free membership, there are fewer connects per months, so Free membership freelancer should save his or her connects by not applying to those jobs which you can not do well. 

Another important thing to know is that, In Elance, you can apply only one job category. To change job category, it takes a month. Choose those category on which you have desired knowledge and skills. Suppose, If you have a lot of knowledge and skills on Excel, Word, Data Entry then these skills belongs to Admin Support category. You can find both ( hourly and fixed price job) on all types of Categories. 

The Categories available on Elance are as follows: 

• Admin Support : This category includes the sub-categories Data Entry, Virtual Assistant, Research ( Online Data Research or also known as Data Mining), Office Management, Microsoft Word, Microsoft Excel, Word Processing, Technical Support, Transcription, Content Management, Social Network Management, Customer Service, Mailing List Development, Event Planning, Fact Checking and other remaining Adminstrative Support jobs. If you choose this Admin Support category, you should have knowledge and skills related to the subcategories of Admin Support. Passing some typical skill tests, such as Microsoft Word 2007, Microsoft Excel 2007, Admin Support etc. then there will be 76% chances you will be hired for this categories of jobs. You will earn above $200 per month. 

• IT & Programming: This category includes the sub-categories Web Programming, Database Development, Software Application, Website Design, Blog Programming, Mobile Application, Data Engineering, Search Engine Optimization, Networking & Security, Data Analysis, Database Administration, Testing & QA, Data Science, Business Intelligence and Other IT & Programming. If your skills and knowledge belongs to this category and sub-categories of IT & Programming, choose this category . You will definitely make money online offline at home more than $500 per month. If you pass the skill tests related to this categories and having good profiles and portfolio samples, you will be hired very soon. You can be your own boss If you have excellent skills and knowledge on this field. 

• Sales & Marketing: This category includes the sub-categories Research & Surveys, Lead Generation, Telemarketing, Email Marketing, Search Engine Marketing, Product Marketing, Marketing & Sales Consulting and other - Sales & Marketing jobs. If you have a lot of knowledge and skills related to this category and its sub-categories, then you will earn more than $200 per month If you pass the skill test and having good profile. 

• Writing & Translation: This category includes the subcategories Article Writing, Web Content writing, Academic Writing, Edit & Proofreading, Copywriting, Creative Writing, Sales Writing, Translation and Other Writing & Translation jobs. If your skills and Knowledge belongs to this category and its subcategories, then you can choose this category and earn a lot of dollar per month. Having skill test passed with very good profile and thumbnail portfolio samples, anybody can collect more than $300 per month working from home. 

• Finance & Management: This category includes the subcategories Accounting, Management Consulting, Investment Analysis, Billing & Collections, Financial Reporting, Recruiting, Tax Services, HR Policies & Plans and Other- Finance & Mgmt. If your skills and Knowledge belongs to this category and its subcategories, then you can choose this category and earn a lot of dollar per month. Having skill test passed with very good profile and thumbnail portfolio samples, anybody can collect more than $300 per month working from home.  

• Design & Multimedia: This  category includes the subcategories Graphic Design, Photoshop, Digital Image Editing, Photography, video, Design Project Management, Page & Book Design and other- Design & Multimedia.  If you have a lot of knowledge and skills related to this category and its sub-categories, then you will earn more than $200 per month If you pass the skill test and having good profile. 

• Engineering & Manufacturing: This category includes the subcategories Civil & Structural. If you belong to the field of Enginnering & Manufacturing, you may be familiar with AutoCAD software for designing structures, Civil Engineering, Structural Analysis, Interior Designing etc, then you will earn at least $10/hour to $20/hour according to the company or projects. 

• Legal: It belongs to other-legal jobs. It is very rare job. 

Follow the following steps to be a good freelancer on Elance. 

• Sign Up/Register/Join as a Basic Free member at first with the required information. Tick on the option I want to Work and Click on Continue and fill up the form with your email address, Your first name, last name, Username, Password ( 8 characters including one digit ( 1-9 ) and @, or # ), your country, Display name ( Your Full name), tick on the agreement box and click on the option Register. 

The following page will open which is the profile of me and click on Join at the top-right corner.

After then, the following page will open, select as I want to work and click on Continue after then fill up the required information. 

• Go to your email inbox and click on the confirmation link to confirm your email address in from the message sent from the Elance company. 
• Login in your Elance account. 
• Create a great profile, add a smiling & handsome or beautiful picture on your profile. 
• Add Thumbnail portfolio samples of previously you worked. To know about this, visit my Elance profile. 
• Take skill tests to get hired fast from potential client. 
• Search jobs according to your category and skills.
• Write great proposal touching all the requirements of the job description of the client. 
• Upload some typical proof on the attachment folder If you have done already any job related to that job description. 
• Place your minimum hourly rate such as $3/hr or $5/hr or other amount per hour. Do not specify time period for delivery for hourly job. It will be open for you until freelancer or client stop the work. 
• In case of fixed price job, place your total amount to deliver the output of the job within 1 day or 3 days. Most of the fixed-price job is awarded to those freelancers who place minimum price. 

suppose a client posted a job that has $500 fixed price job. Then most of the freelancer place a bid with amount around $20 or $30 or $40 to deliver the output(result) within 1 day. Some freelancer place a bid with around $80 or $100 to complete that particular job. Then which one is hired? Obviously, who placed with $20 to deliver within 1 day will be awarded by the client. 

• Wait for few hours or 1day or 2 days and mean while, check your Elance inbox time to time to know the response of client. 
• If the client prefers your profile, skills, feedback and proposal then the client will ask you by sending message in the inbox of Elance. Now, You can send message or reply according to the client`s response. If you agree with the requirements of the client, then you will be awarded for that job. If the awarded job for you is of hourly job, then you can start that work immediately. Before starting hourly job, don`t forget to turn on the Elance Tracker. Download Elance Tracker software from home page of Elance after you logged in into Elance account. 

• Other remaining related to this topic will be updated in the future. Keep on reading and start making money from right now. Thank you.

Skrill for Online Payment Solution

Hi everyone,

If you are a online business person or a blogger or a freelancer, then you may require online transaction account. If you are earning money from affiliate programs, freelancing sites and other online work, then Skrill is the most secure, reliable and faster means for sending and receiving money worldwide. 

You can withdraw your online money directly to your local bank account at very low cost transaction fees. Suppose, You are making money from a freelancing sites such as Odesk and if you want to get paid directly into your bank account from Odesk, then you will be charged around $30 per transaction. But, when you use Skrill to transfer money from one online account to another, at that time, Skrill will play very important role. You will be charged at least  2% - 3% per transaction to your local bank account. 

Let us say, You have made a $100 in your Odesk freelancing account, then If you directly want to withdraw(Transfer) your fund to your local bank account from Odesk, then you will get paid around $70 only. That is 30% transaction fee will require for some freelancing sites. But, Skrill for online payment solution offers only 2 to 3 percent of total fund you have earned, that is, $3 will reduce from your $100 and will get paid around $97  to all individual directly to your local bank account.

In 2001, the Skrill Limited was as Moneybookers Limited. This company has been managing  by royal family of London to make the people easy for online transaction to buy and sell goods online. So, it is trusted by all of the internet marketer, ecommerce business person and other individual who are involved in online businesses.

Skrill Limited has been providing digital money transaction services over the 200 countries with more than 40 currencies.


Steps for getting paid by Skrill for Online payment solution are as follows:

1. Click the Logo of  Skrill image with pink color above or You can simply click on Sign Up 
2. Fill up the required information to sign up on Skrill. 
3. Add your bank account details by going to the option: Cards and Bank accounts on the home page after you logged in in your Skrill account. 
4. The email you used for signing up in Skrill will be your Skrill account. 

I will be updating other information about Skrill in the next time. Keep on reading. Thank you for giving your time to read this post. 

Freelancing Job at Odesk to Make Money Online Offline At Home

Freelancing job platform at Odesk is one of the best freelancing job market place. It aims to hire and manage remote workers. You can find jobs for yourself suitable with your skills and knowledge and also find freelancer to work for your job online and offline. 

What do you want from odesk? Want a job or freelancer?

Ways to make money online offline at home from Odesk freelancing job

     1)    Go to www.odesk.com, and then you will see the following home page of Odesk.

    

       

     2)    After then following page will open in which there will be two options:-

·         If you want to hire freelancer, click on the sign up option just below the I need a freelancer which is on the left side as shown in the above figure.  The following page will open for employer or client. Fill up the form and click on the Get Started button.

    

·         If you want to get hired becoming a freelancer  that is If you would like to make money or need jobs, click on the sign up option just below the I need a job on the right side as shown in the above figure.  Then following page will open to fill up the required details to be a freelancer. After completing the sign up process, check your email inbox and verify your email address.

This is the most versatile, reliable and trusted freelancing job platform where anybody can make money online offline at home by finding the suitable jobs and earn thousands of dollar every week. There is no any range of earnings. In my cases, I have found it very lovely and easy to earn money legimately.

     3)    Ways to attract clients or Employer on Odesk

Ø  Make your complete profile at first. It includes like your smiling photo, skills like MS-Word, MS-Excel, Administrative Support, Content writing etc., Employment history, Education, Portfolio projects etc. All you can do yourself.

Ø  By default you can bid only on two jobs per week. But, when you pass the Odesk Readyness Test then you can bid or application quota will increase upto 15 to 20 or 25 per week. There are only 10 questions on this test with multiple choice answers providing 60 minutes which is enough time to complete this test.

Odesk Readyness Test answer in 2013

1.    What kind of profile image works best for attracting clients?

ü  A picture of me smiling, because it`s considered more trustworthy and pleasant.

2.    Before you apply for a job, what questions should you ask yourself?

ü  All of the above.

3.    What is the secret to being a highly successful freelancer on Odesk?

ü  All of the above.

4.    A good profile includes which of the following?

ü  All of the above.

5.    Odesk charges clients 10% of what they pay on your contract.

ü  True.

6.    What is one smart way to prove you`re right for the job?

ü  Offer to do a short, paid test project to show how you have the necessary skills.

7.    Which statement about the Team App is FALSE?

ü  The Team App must be used for fixed-price contracts.

8.    Which of the following is True about fixed-price jobs?

ü  All of the above.

9.    What do you need to be successful on odesk?

ü  All of the above.

10. Which of the following is TRUE about hourly jobs?

ü  All of the above.

To pass the test, you have to give the all ten answers correctly. All the above 10 answers are 100% correct. Each correct answer secures 0.5 marks. So pass mark is 5.00 out of 5.00.

Job Categories on Odesk

     1.    Web Development:- web Design, web programming, Ecommerce, UI Design, Website QA, website project management, other-web Development.

  2. Software Development:- Desktop application, Game Development, Scripts &Utilities, software plug-ins, Mobile Apps, Application Interface Design,Software QA, VOIP, Other- Software Development.

     3.    Networking & information system

    4. Writing & Translation:- Technical writing, website content, Blog & Article writing, copywriting, Translation, creative writing, other-writing & Translation.

    5.    Administrative Support:-  Data Entry, Personal Assistant, Web-Research, Email Response Handling, Transcription, other-Administrative Support.

     6.    Design & Multimedia

      7.    Customer Service

     8.    Sales & Marketing

    9.    Business Service:- Accounting, Bookkeeping, HR/Payroll,Financial Services & planning, payment processing, Legal, Project management, Business consulting, Recruiting, Statistical Analysis, Other-Business Services.

You can search the jobs from Odesk search-bar.  If you have Administrative Supporting skills like data entry, MS-Word, MS-Excel etc. then enter the word you want to search the job. Click on Find jobs or Find Work option and searchbar will open which is as shown in the figure below:-

Suppose you entered “Data Entry” in the searchbar as shown in the above searchbar or search box. The following search result will open and again you have to be careful to stay away from fake jobs. You need to bid only those jobs where the employer has already hired more than one freelancer and have spent money for that job. See the figure below at first on the left sidebar.

According to the price or budget, all jobs have been divided into two parts:

•      Hourly Job: - hourly jobs are those which are paid to you per hour you work. Hourly jobs are payment guaranteed by the Odesk Corporation. For this, you need to download Time Tracker which is available in the home page of odesk. Look around the home page of odesk for Download Time Tracker, install it and with your Username and password of the odesk will be required to track the hourly job. When hourly job client accept job for you then sign in the time tracker while you going to start the job. Click on the start button of the time tracker and start doing the hourly job on the odesk. You will be paid for each hour you worked. All the hourly job time are recorded on the time tracking application which saves your time spent on doing the particular work and will be paid upon the time recorded on this tracker.
• 
  

•      Fixed Price Job: - Fixed price jobs are those types of jobs which has already fixed the price for completing that work at all. It is not guaranteed by the odesk team whether client may or may not pay to the worker honestly. All the clients in fixed price jobs will not pay you after completing the work. But in case of hourly job the odesk team will pay you for every hour you spent doing that particular job. If someone pays honestly while doing fixed price job that will be great for you because fixed price job has larger amount of money.

As shown in the above two figures, after searching job for data entry, set the job types as I did in the above figure. Initially, all the left column job types are marked and you need to unmark in those fields what I did in the above figure because of finding right and trusted job for the purpose of getting payment from the right client. No hires option shows that the client has not hired any freelancer yet. So you need to unmark this option always. On the basis of selection on left column entry, the result will appear on the right side as show in the figure.

Getting Paid methods from Odesk

After setting up your get paid method, there will be more chances of getting hired from clients. The following are the withdrawal methods that you will be get paid.

To set up withdrawal methods, go to the Setting option in the home page of Odesk and enter your odesk password and then the user setting will appear. On the left column of user setting, click on Get Paid option and click on the Set up Payments. See the following two figures:

After clicking on setting option, enter your odesk password and the user setting page will appear, on the left column , click on Get Paid option, the following page will appear, click on the Green Button for Set Up Payments as shown in the below figure.

Now the following page will appear to set up your payment methods. Select one of the following payments receiving method from the odesk.

Make Money Online

Make Money Online

Today, I am going to explain the whole process to make money online. Here, I would like to describe a step by step guide to make you easy that you will earn money at all staying at your own home through your computer with the connection of Internet service. In fact, earning money online is free money that you do not need to invest any extra large amount of money, but need to work hard to sustain.

If you really want to make money in any field, you should have the following basic characteristics: 

1.  Determination 
2.  Hard working   
3. Belief  
4. Regularity  
5. Punctuality  
6. Honesty
7. Basic knowledge of internet  
8. Understanding level of English language.

If you have these eight characteristics that I explained above from (Point 1……..8), then you will definitely earn money through internet freely. All the terms involved to earn money online have been explained inside this Make Money – Blog.  Now follow the basic steps given below:

Ways to make money online:

•  Sign up for a new Gmail (Google mail) if you don’t have any one Gmail account yet. If you have already Gmail account and if it is active, then you can use it again. But, if you don’t have, click on sign up to create your new Gmail account After creating Gmail account follow the steps to create Free Blog.

•  Before creating free-blog, you need to know your competitors and your competitors will be the value of your blog’s title. In the process of creating free blog, you need to enter a unique Title for the blog you are going to create.  You should be familiar with that title. Before choosing title, go to: google.com in your browser’s new tab and search any short word or phrases that you are familiar with. After you completed your search, you will see a lot of ads specially Google ads in the top-bar or right-sidebar. If so, I mean if there are 5-6 ads positions either on top-bar or right-sidebar, then this searched word should be your blog’s title or keyword( your blog’s title) which leads you to earn money fast and much more from Google company and from its product called as Adsense. Let us take an example from the following figure for choosing an expensive keyword or Title as shown in the following figure given below: 

Showing how to choose keyword

As you have seen in the above search bar that I have enter a title : Earn Money Online as an example and the search result is showing ads about more than 8, 5 ads on the right sidebar and 3 at the topbar. I could not capture all the ads result of the right sidebar. The ads for the keyword Earn Money Online on the right sidebar were 8 ads. Now I can honestly say the this keyword is search engine optimized. From such type of keyword for your blog title needs to be taken carefully which has maximum number of ads on both topbar and sidebar. Now You can check whether your blog title is well search engine optimized or not. 

•  Now set up a “Free Blog” from Blogger Platform or for more information, refer to the keyword “Make Money from Free Blog” from where you can get all the required steps about creating a new blog. Follow the mentioned points step by step and finish the work to set up your valuable blog.

•   After signing up your blogger account successfully, you have to remember or save your blog’s address and user name (Gmail) and Password for the purpose of  login in to post new posts related to the main blog title. Remember that, you never tell your password to anybody. Your password is your key to login in your blog or Gmail.

•  Now, start blogging (Posting or writing post related to your blog’s title such as If your main blog title is "Earn Money Online" then your blog post title should be the related to the Earn Money Online, for example "Earn Money at Home" ). Create from this way New post as far as possible up to 250 new posts. Create everyday a new posts with at least 600 or more words description for each post. After all, when you write about 200 to 250 unique New posts related to your main blog title, then you can make money online as the following ways:  

      
  Make Money with Adsense: Adsense is a famous, high paying and trusted online ad serving program that conducts text, image and video ads automatically according to the publishers site or content. It pays publisher ( that is You) on the basis of cost per click (CPC) or cost per impressions (CPM). The ranges starts from  $0.10 to $5 per valid click as the advertiser pays or based on value ( Page Rank) of publisher`s site. Making money with adsense is favourable for the most of the publishers ( Bloggers that is who have their own blog or site). The more traffic flowing on your blog or site, the more money you can earn money. A good income starts if there is at least 1000 regular visitors per day on your blog. At this condition when you apply for Adsense program, anybody can make about $5 or more from per 1000 visitors.

  Make Money from Affiliate Program : To be affiliate of other companies like eBay affiliate, Aamazon affiliate, Bidvertiser Affiliate, ClickBank Affiliate Program, Chitika Afiliate, Commission Junction Affiliate Program , Google Affiliate Network, Forex Affiliate Programs, ShareAsale affiliate program, Link Share affiliate program etc. are very easy way to make money online  if you have much more traffic on your site everyday. 

  Make Money from Youtube   : You can make money online by making videos and uploading them into your Youtube account. You can create up to 15 minutes or more than that duration of each video. But, regarding to earn money from Youtube, your video should be quality and newest one that have never copied from any other online video content. Try to make video what the all most user want. Making video content is very easy task than writing text content. The following few and important guidelines help you to make money from Youtube:

      Steps:-

•     Create Youtube account at first if you don`t have any. If you have already a Gmail account, then you can have automatically the Youtube account by default because of all the google products can be accessed by the same Gmail and its password. So you can directly sign in into Youtube account by using your Gmail and its password.

    

•     Make videos of similar types. For example if you want to make videos about Travel then all the videos must be related to travel activities and different travelling places. Like we create many posts in our blog to make money, you need to create many quality videos and upload them one by one into your Youtube account and publish it publicly.

   

•     When you get many likes, visitors, subscribers on your Youtube videos, then you can apply to become a Youtube Partner and then apply for the Google Adsense and make money online for every clicks and uploading videos etc. To become a Youtube partner, you may need to set up bank account to get money directly on your own bank account.                                                  

  Make Money from Freelancing:- If anybody can make money by staying at home doing works on others sites is known as freelance job and the person who does such type of work is called as freelancer. There are lots of chances earning money online from freelancing. The top and trusted freelancing sites are Odesk, Elance, Freelancer and Guru. 

     

Loans

In general, a loan is a sum of money taken from other which is to be paid back within a definite period of time with the desired interest. According to the finance, it is a debt. There are different types of loans existing in practical life which are as follows:

   ·    Online Loans: The loan that can be managed through internet or online is known as online loans. There are so many financial institution that can be fetched information from online search search and you can apply through online. 

   ·    Personal Loans: This is a loan for which all the personal details or documents are to be provided in order to get loans from financial organizations. The personal loans while taking from or giving to are great ways to resolve the financial crisis and all the activities generated by the economic system. If you have a lot of money, then you can give loan to others with the appropriate repayment interest rate by taking the basic documents as I mention the points given below. The minimum requirements for getting personal loan is vary in different countries. The common things you have to know before applying for personal loan can be summarized as the following points:-

ü  Monthly income details as an evidence of repayment of Sum

ü  Your personal property documents.

ü  Monthly expenses details.

ü  Family background.

ü  A photocopy of driving license.

ü  A photocopy of Citizenship or Green card

ü  Business registration card if you want to take loan for business.

ü  Interest rate you can afford for repayment after a fixed period of time.

ü  Other remaining information that you owe.

   ·    Student Loans: A student loan is differ from other types of loans because the duration of academic field is quite longer. That is why the interest rate may be substantially lower and schedule for repayment may be longer as the student is in the state of getting education. Mainly, loans for students are come into existence to help students pay for tuition fee in University, books and living expenses.

Eligibility for student loans:

ü  The student should belongs to the corresponding citizen.

ü  Should have at least intermediate or higher secondary level or A level academic qualification.

ü  The student`s parents/guardian should have sufficient regular income to pay interest.

ü  Eligible or offered courses should be either Graduate/Master/professional courses.

Supporting documents required:

The requirement for the processing of student loan may vary with different countries. Though the common documents for the worldwide students who want to take the loan for their abroad study or home study are as follows:

ü  Loan application form.

ü  Mark-sheet of last qualifying examination or courses.

ü  Proof of admission to the new course.

ü  Schedule of expenses for that new course.

ü  Two or Four copies of recent passport size photograph of the students and their parents.

ü  Copies of foreign exchange permit if necessary.

ü  Copies of citizenship, passport of the students and citizenship of their guardian/parents.

ü  Copies of ownership certificates of the proposed property to be mortgaged or government security.

ü  Brief statement of regular income, assets and liabilities of parents.  

    ·      Car Loans: As we all know that car is an expensive luxurious mechanical product which can`t buy from individual small amount of income. For this, the source of income should be higher, a minimum income of $3000 in a month can afford for car loans or to buy car. Most of the business person buy car through finance in a very low interest rate for a short term period. You too can buy car and can reduce the total sum of loans in monthly installment. The car loans schemes are different in different countries.  

    ·      Mortgage Loan: If a loan is taken by using the real property (land, home etc.) as a security is known as Mortgage loan.

The requirements for Mortgage loan is as follows:

ü  The creditor should bring a copy of citizenship.

ü  Map of land or home that you want to mortgage.

ü  Ownership certificates that you owe.

Including these documents, you have to go for financial institution from where you are interested taking loan by mortgaging your property. Other remaining documents may need to be included depending upon the law of different countries.

   ·      Small business loans: The loan taken for small business in the starting phase of business run.

   ·         Micro Finance:

   ·         Cash Loans:

   ·         Business Loan:

   ·         Unsecured Business Loans:

   ·         Unsecured Loans:

   ·         Bank Loans: The loans taking from Bank is known as Bank loans. 

   ·         Short Term Loans:

   ·         Quick Loans:

   ·         Pay Day Loans:

   ·         Loan Insurance: It is the protection of loan to be returned in the fixed period. 

   ·         Consolidation loans: The loans which are taken for a consolidation.